The world's only
unified payments platform

FIN-PAY gives merchants the freedom and choice to accept any form of payment in-person and online. Our simple app aggregates card schemes, buy now pay later, QR wallets and crypto. With FIN-PAY, merchants can access a powerful consolidated dashboard for complete visibility over transactions, plus rapidly issue branded debit and credit cards. These diverse cross-platform capabilities and much more are available within a single application that requires one-time onboarding.

Our technology

Proprietary IP designed to eliminate legacy
infrastructure throughout the payment lifecycle.

Our core product

FIN-PAY solutions are constructed around our SoftPOS application that can be downloaded from the Google Play Store.


FIN-PAY actively manages the certification of its solutions in the market so that our partners don’t have too. We engage rigorous security and functional certification labs to comply with tap to phone and tap to phone + PIN standards imposed by the schemes.

Merchant acquiring

Our solutions free merchants from the constraints of legacy processing platforms. Partners can launch products and solutions on a highly reliable and secure issuer processing platform that works with Visa and Mastercard rails. We have global BIN sponsors to integrate and deploy a range of products and services.

White label

Our white label solutions ensure our partners’ valuable brands remain front-of-mind among their customers. Our methodology is built on the principle of “your brand, our capability.”